W. R. Berkley 2020 Annual Report

I am convinced that life is 10% what happens to me and 90% how I react to it.

And so it is with you.

“The longer I live, the more I realize the impact of attitude on life. Attitude, to me, is more important than facts. It is more important than the past, than education, than money, than circumstances, than failures, than successes, than what other people think or say or do. The remarkable thing is we have a choice every day regarding the attitude we will embrace for that day. We cannot change our past. We cannot change the fact that people will act in a certain way. We cannot change the inevitable. The only thing we can do is play on the one string we have, and that is our attitude. I am convinced that life is 10% what happens to me and 90% how I react to it. And so it is with you. We are in charge of our attitudes.”

~ Charles Swindoll

It is our belief that attitude is everything — how one acts and reacts and the standards one lives up to are more important than what events may happen in life or business, as exemplified by the Charles Swindoll quotation. By its nature, property and casualty insurance is an industry that requires responsiveness, compassion and a helpful, can-do attitude. Our business model has fostered personal responsibility, accountability and doing the right thing for our stakeholders since the Company was formed more than 50 years ago. It is the foundation of our culture that has made us a resilient company, built for long-term success.

Letter to Shareholders >